Disability Benefits Comparison Services by Ficek Law, PC in Fargo, ND
Navigate the Complex World of Disability Benefits with Expert Guidance
At Ficek Law, PC, located in Fargo, ND, we offer comprehensive services to help you understand and navigate the intricacies of disability benefits. Our expert team provides a clear disability benefits comparison between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), ensuring you make informed decisions about your future.
Understanding SSDI and SSI: Benefits, Qualifications, and Differences
Knowing the differences and similarities between SSDI and SSI is crucial for making the right choice for your situation. SSDI is available to individuals who have worked and paid Social Security taxes, providing benefits based on your earnings record. Conversely, SSI is need-based and offers financial assistance to disabled individuals with limited income and resources. Ficek Law, PC helps you understand these programs' specifics and guides you through their distinct qualification criteria.
Qualifying for Disability Benefits: A Step-by-Step Guide
Qualifying for disability benefits requires meeting specific social security disability eligibility criteria. For SSDI, you must demonstrate a history of insured work, sufficient recent work, and a recognized disability. SSI requires proof of financial need and disability. Our team at Ficek Law, PC assists you with compiling necessary documentation, filling out paperwork, and explaining how to improve your application’s success rate.
SSDI vs. SSI: Which Program Is Right for You?
The decision between SSDI and SSI can significantly impact your financial stability and healthcare coverage. While SSDI offers higher payments and Medicare eligibility after two years, SSI includes Medicaid. Our guide will help you assess your situation, offering insight into how each program's benefits align with your needs. Learn more about the differences between SSI and SSDI with our helpful resources.
Frequently Asked Questions About Disability Benefits
At Ficek Law, PC, we strive to provide extensive disability benefits information and resources to assist you in your decision-making process. Our dedicated page on frequently asked questions about SSDI and SSI covers everything from application procedures to eligibility inquiries. Contact us for a personalized consultation and detailed answer to your specific queries.
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Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 701-436-2461 today!
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How Do I Communicate My Functional Limitations?In your Initial Application, you told SSA why you cannot work. This might be your physical health (back, hands, arms, legs) or your mental health (difficulty with people) or both. Each time you go to the doctor, you should tell your doctor every symptom you are experiencing that is preventing you from working. Always remember, if a medical issue is preventing you from working, but it is not consistently reflected in your medical records, to SSA, it is as if it doesn’t exist.
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What Are My Chances for Approval at the Reconsideration Appeal?Low. About 90% of Reconsideration appeals are denied. Reconsideration Appeals are typically a “rubber stamp” of the Initial Application. Denials are a very normal part of SSA’s process and not something to take personally. SSA is a large, inefficient government system that forces the majority of claimants to file two appeals prior to any chance at approval.
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How Do I Become Eligible for SSI?Before filing for SSI, it is important to know what the requirements are to receive benefits. Eligibility is based on you:
- Being disabled; or
- Being blind; or
- Being over the age of 65; and
- Having limited income and resources; and
- Being a U.S. citizen, national, or a certain type of alien.
For a child to qualify for SSI, they must have a physical or mental impairment expected to endure more than 12 months or result in death.